We welcome Fanbank to The CardLinx Association. Fanbank is an online platform that enables small businesses to create and grow commerce transactions with target customers right in their own neighborhood. Fanbank’s next generation commerce software adds personalization to credit and debit card payments. Personalizing increases business profits by 25%. But marketers and business owners are bogged down with high friction...

We welcome LoyaltyOne to The CardLinx Association. One of their best-recognized brands is Air Miles. Air Miles has over 11 million accounts, more than 200 retailer brands and has been the leading loyalty program in Canada for over two decades. Based in Toronto, Canada, LoyaltyOne provides loyalty marketing services to enterprises in retail, financial services, grocery, petroleum retail, travel and...

The CardLinx Association announced new aspirational principles for consumer financial data. The principles outlined in this framework promote fair, efficient and effective use of consumer data across all industries that have access to consumer financial data. The principles are designed to support CardLinx members’ implementation of data-driven products and to inform policy makers. “We acknowledge that there exist significant complexities...

Please join us in welcoming Bumped to The CardLinx Association. Bumped is a tech company that enables consumers to shop at popular retailers and restaurants while being rewarded with the merchant’s stock. The company builds one-to-one relationships between brands and their customers, turning loyal consumers into shareholders. Bumped was founded in 2017 by David Nelsen who saw the opportunity for...

With explosive growth of mobile payments in Asia, it’s perfect timing for our Asia Forum today in Tokyo. Leading card issuers, banking institutions, e-tailers, retailers, business intelligence financial and marketing technology innovators from across Asia and the globe are coming together to share insights and explore the introduction of new payments and loyalty platforms. Leaders from companies including MasterCard, Yahoo...

At The CardLinx Europe in Paris on May 14, industry leading card issuers, banking institutions, e-tailers, retailers, business intelligence financial and marketing technology innovators from across Europe came together to share insights and dive deep into how AI is driving customer loyalty. Attendees included executives from top companies such as Discover, Mastercard, La Banque Postal, Hilton, HSBC, Diners Club International,...

The CardLinx West Forum in San Francisco on March 12th convened industry leaders from around the US and the world including Microsoft, Samsung, MasterCard, Discover, Transunion, Best Western, First Data, FIS, Wells Fargo, Mitsubishi UFG and many more. Key themes included how the availability of data and new machine learning technologies are transforming the consumer shopping experience. Keynote speakers included:...

Advocacy Groups Call for Facebook’s Break Up Nine advocacy groups have called the Federal Trade Commission to investigate the break up of Facebook in light of its consumer data breaches, especially with Cambridge Analytica. The recommendation includes spinning off Instagram and WhatsApp. The letter urged the FTC to regulate Facebook like a utility given its size, position and influence in...

by Silvio Tavares President and CEO The CardLinx Association In January 2018, few people could have predicted that artificial-intelligence technology would become so commonplace in payments and commerce. But by late 2018, I was boarding planes using a facial scan and no boarding card and not stopping to pay at Amazon Go, because my items were tracked by artificial intelligence (AI). Last year...

California’s New Data Law: 6 Things You Need To Know Now California is the new frontline for consumer data privacy. As we discussed in last week’s CardLinx Webinar, California passed a sweeping new data privacy law that was hastily signed into law yesterday afternoon in California’s capital by Governor Jerry Brown. The law contains many new digital data rights for...