FIS Integrates APIs with Pentadata In its third major announcement in as many weeks, DCA member company Pentadata Inc. announced it has signed a deal with DCA member FIS to integrate its APIs. Pentadata, which leads the industry with the first fully secured API-based financial data platform, has integrated its secure APIs with FIS, one of the largest payments processing technology companies in...

Mastercard’s Finicity Signs Open Banking Data Agreement With Pentadata In less than one week, DCA member company Pentadata, Inc. disclosed a second major open banking data agreement with fellow DCA member company Mastercard and its Finicity division. The partnership enables developers to create platforms that both respect consumers’ privacy and optimize program benefits—giving consumers control. DCA Insight: This announcement and...

Data JV including Chase, Bank of America, Citi, Wells Fargo signs Pentadata Open Banking API Agreement The industry’s first fully secured API-based financial data platform,  DCA member Pentadata, Inc., today announced that it has signed an agreement to use the data access network comprised of 12 of the largest banks in North America. This leading network offers API-based, permissioned access...

According to recent news reports, US airlines are negotiating with major card-issuers to have the banks pre-buy miles. Most airlines have been hit hard by Covid-19, grounding as many as 70% of flights—and putting the industry in desperate need of cash. Card-issuers would buy airline loyalty points and link them to card spending as an incentive to drive card use....

We welcome Interac to The CardLinx Association. Interac is one of Canada’s leading payments brands and is chosen an average of 16 million times daily to pay and exchange money. Interac Corp. has a diverse group of shareholders that includes banks, credit unions, caisses populaires, payment processors and merchants. Interac provides Canadian cardholders with point-of-sale access at roughly 2 million...

CardLinx member company RBC (formerly known as Royal Bank of Canada) announced it will be launching a digital bank in the US targeting affluent customers. RBC is the largest bank in Canada and has launched a number of card-linking programs in Canada through its RBC Ventures unit. CardLinx Insight: RBC joins a growing list of large foreign banks opening operations...

2020’s Silver Bullet for Bank Digital Engagement: Card-Linked Offers If you are a bank serving consumers or a payment card issuer considering ways to drive mobile and digital engagement while adding value for merchants, you are likely considering card-linked offers (CLO). Linking your customer’s mobile app to a payment card or mobile wallet saves consumers money, boosts retailer revenue–and drives...

Luxury Retailers Boosts Revenue 34% with Card-Linking Leading card issuers, financial institutions, retailers, and marketing and card-link technology innovators came together at CardLinx Europe in London this month to share industry insights. Execs from FIS, Discover, Harvey Nichols, Fidel and Collinson discussed how technology is facilitating online-to-offline commerce. Leaders from Mastercard, Carte-Bancaires, Groupon, Rakuten–and more–participated. CardLinx Insight Luxury retailers are...

We welcome PayLead to The CardLinx Association! Paylead is a platform that allows financial institutions to provide merchant funded offers to their online customers. Started in France, PayLead uses artificial intelligence and big data analysis to create an Account-Linked Offer, enabling all transaction data to be collected, not just bank card payments. PayLead provides financial institutions and merchants better ways...