I follow developments in digital commerce, of course, many of which involve Digital Commerce Alliance members. I saw some data recently about innovation diffusion – which made me think about record stores.  Well – CD stores, anyway. CD sales peaked in 2000 – record labels sold almost a billion of the shiny little things that year. After that, MP3s came...

Digital Commerce Alliance Top 20 Women By Digital Commerce Alliance Since 2019, the Digital Commerce Alliance (DCA) has published a list of the top women in our industry. This year is no exception. For the fourth consecutive time, we are pleased to honor outstanding women in leadership positions at card-linking, banking, financial data, mobile wallet, digital advertising, fintech, payments and...

Emerging best practices challenge status quo. Listen in and learn. When it comes to data personalization, transparency, security, and interoperability, it pays to stay on top of the latest consumer data financial data best practices, including: Letting consumers opt-in before their data is shared. Giving them the ability to pause participation in subscription-based loyalty programs when the need arises. Enabling...

2021 Digital Commerce Annual Industry Study Released The Digital Commerce Alliance today released its annual industry study of members from around the world. This is the 6th year DCA has published key findings revealed by respondents from merchant, banking, payments, data, fintech, and card-linking organizations. DCA Insight: Card-linking programs top the list of digital marketing tools leveraged by respondents, surpassing...

2021 Top 20 Women in Digital Commerce  The Digital Commerce Alliance (DCA) is pleased to announce this year’s list of the Top 20 Women in Digital Commerce. These exceptional executives are being recognized for outstanding leadership and achievement in our industry. As a membership organization advancing innovative approaches in digital commerce—retailing, fintech, digital advertising, mobile payments, banking, card-linked offers, and...

Digital Commerce Alliance Top 20 Women By Digital Commerce Alliance   The world has changed significantly since we last published our annual Top 20 Women in Digital Commerce list. A year ago, uncertainty was the watchword, prompting those in our industry to make shifts needed to manage in a pandemic world. While the risks are not totally behind us, companies...

FIS Integrates APIs with Pentadata In its third major announcement in as many weeks, DCA member company Pentadata Inc. announced it has signed a deal with DCA member FIS to integrate its APIs. Pentadata, which leads the industry with the first fully secured API-based financial data platform, has integrated its secure APIs with FIS, one of the largest payments processing technology companies in...

Mastercard’s Finicity Signs Open Banking Data Agreement With Pentadata In less than one week, DCA member company Pentadata, Inc. disclosed a second major open banking data agreement with fellow DCA member company Mastercard and its Finicity division. The partnership enables developers to create platforms that both respect consumers’ privacy and optimize program benefits—giving consumers control. DCA Insight: This announcement and...

Data JV including Chase, Bank of America, Citi, Wells Fargo signs Pentadata Open Banking API Agreement The industry’s first fully secured API-based financial data platform,  DCA member Pentadata, Inc., today announced that it has signed an agreement to use the data access network comprised of 12 of the largest banks in North America. This leading network offers API-based, permissioned access...

Americans Are Borrowing Money Again  Consumer demand for credit is high. There was a 39% uptick in auto loans, general-use credit cards and personal loans from April 2020 to April 2021, according to credit-reporting firm Equifax. DCA Insight When the pandemic first hit, people worried. About getting laid off and/or running out of money. Splurging on a new car, taking a...

Buy Now Pay Later Tool By Sezzle Backed By Discover Sezzle’s buy now, pay later (BNPL) solution will be integrated on the Discover Global Network. Discover is backing Sezzle with a $30 million investment, and a referral program is being implemented introducing the card company’s credit and debit products to Sezzle’s user base. DCA Insight: Offering merchant partners and consumers...

Google Postpones Plans to Remove Cookies to Late 2023 Google’s plan to remove web-tracking cookies from Chrome has generated discord among the competition, regulators, privacy zealots, and the digital-media industry. In response, the Alphabet Inc. unit announced its browser Chrome would delay plans to stop supporting user-tracking technology (third-party cookies) from early 2022 to late 2023 to understand implications better....