We've had several recent conversations with DCA members about reducing friction. But do we always want to reduce friction? Low-friction commerce is good. We see products we like, we transact with a...
If Points become more fungible, do they still drive consumer engagement? This week I was talking with a new DCA member – Points4Purpose – about setting consumer rewards “free.” Old-school...
Twelve DCA members white-boarded the business opportunities created by open banking. On Wednesday, a dozen DCA member executives worked together to brainstorm and document the business opportunities that will be...
AI Helps FinTech FirmsTrust Buys Long GameSquare Continues with AfterpaySpending Like It's 2019Commerce Code PodcastUpcoming Webinar AI Helps FinTech Firms Reach More Borrowers Fintech lenders including Pentadata Inc., OppFi Inc....
Truist Buys Gamified FinTech Long Game The seventh-largest bank in the nation, Truist, purchased a mobile app—Long Game—that rewards users for saving money. Launched in 2015, Long Game had 12...
Russia Financial SystemZelleFarfetchPlaid Buys BankCommerce Code PodcastUpcoming WebinarUpcoming Conferences Russia's Financial System: Visa & Mastercard Sanctions Western economic sanctions disrupted Russia’s financial system, with one exception, the WSJ reported. Russian...
Plaid Founders Buy Bank The co-founders of data network Plaid have purchased Northern California National Bank. The newly acquired one-location FI has been renamed Column and it will manage Plaid’s...
Banks Consider Zelle as Card Alternative A group of banks that own money transfer service Zelle are contemplating promoting the payment option, which competes with card networks Visa and Mastercard....
Banks Make It Easier To Get A Credit Card Almost 30 million credit cards were issued to people with credit scores of 660 and below in 2021, a signal that...
Entrust Acquires Card Issuance Firm Antelop Secure payments and data protection company Entrust is acquiring French fintech company Antelop Solutions, according to PYMNTS.com. The coming together of the two organizations will simplify...